1. Who We Are
BudCents (“we“, “us“, “our“) is an online publication focused on sustainable personal finance for Generation Z.
Website: https://budcents.com
Data Controller: Christos — Sole Proprietor
Contact Email: budcents@gmail.com
Registered Address: Athens, Greece (full address available on request).
2. Purpose of This Policy
This Privacy Policy explains what personal data we collect, how and why we use it, and the rights you have under the EU General Data Protection Regulation (GDPR) and other applicable laws.
By using BudCents.com you agree to the practices described below. If you do not agree, please refrain from using the site.
3. The Data We Collect
| Category | Examples | Legal Basis |
|---|---|---|
| Usage Data | IP address, browser type, pages visited, time on page | Legitimate interests (analytics & security) |
| Analytics Data | Aggregated traffic metrics from Google Analytics 4 & Jetpack Site Stats | Consent (via cookie banner) |
| Comment Data | Name, email, comment text, timestamp | Consent (you provide this data) |
| Newsletter Data | Email address, optional first name | Consent (double opt‑in) |
| Affiliate Clicks | Redirect path (/go/*), time, anonymised IP | Legitimate interests (commission tracking) |
| Ad Impression Data | Ad unit ID, impression counts, anonymised identifiers | Consent (marketing cookies) |
| Contact Form Data | Name, email, message content | Contract (responding to your enquiry) |
| Technical Logs | Server logs, Cloudflare firewall events | Legitimate interests (fraud prevention) |
We do not collect sensitive categories of personal data (race, political opinions, health data, etc.).
4. Cookies & Similar Technologies
BudCents uses cookies, pixels and local storage for the following purposes:
- Essential – WordPress login & session cookies.
- Analytics – Google Analytics 4 (_ga*) and Jetpack cookies (_tk*). Loaded only after consent.
- Advertising – WordAds, Google AdSense or Ezoic may set advertising identifiers to tailor ads.
- Affiliate Tracking – Outbound
/go/links set a temporary affiliate cookie to attribute sales.
You can manage or withdraw consent at any time via the floating cookie‑settings banner provided by Complianz (bottom‑left of every page).
5. How We Use Your Data
- Deliver and secure the website.
- Measure audience reach and improve content.
- Serve contextual or personalised advertising.
- Process affiliate commissions.
- Respond to enquiries or comments.
- Send newsletters and updates (only if you subscribe).
We do not sell, rent or trade your personal data.
6. Third‑Party Processors
| Processor | Purpose | Safeguards |
| Automattic Inc. (WordPress .com, Jetpack) | Hosting & analytics | SCCs & Automattic DPA |
| Google LLC (GA4, AdSense) | Analytics / Ads | SCCs & EU Data Center option |
| Ezoic Inc.* | Programmatic advertising | SCCs |
| Cloudflare Inc. | CDN & security | SCCs |
| Impact, Awin, Amazon EU* | Affiliate tracking | SCCs |
| MailerLite* / Amazon SES* | Email delivery | SCCs |
Services marked with an asterisk are activated only when we integrate them. You will be informed via the cookie banner before they set cookies.
7. Data Retention
- Analytics – 14 months (GA4 default).
- Server logs – 30 days.
- Newsletter list – until you unsubscribe or after 24 months of inactivity.
- Comments/contact forms – retained indefinitely unless you request deletion.
8. International Transfers
Some processors are located in the United States. Transfers are protected by Standard Contractual Clauses (SCCs) and supplementary measures such as encryption in transit.
9. Your Rights
Under GDPR you may:
- Access the personal data we hold on you.
- Request correction or deletion.
- Restrict or object to processing.
- Withdraw consent at any time.
- Receive a copy of your data (portability).
- Lodge a complaint with the Hellenic Data Protection Authority or your local supervisory authority.
To exercise any right, email privacy@budcents.com. We will respond within 30 days.
10. Security Measures
- SSL/TLS encryption (HTTPS).
- Cloudflare Web Application Firewall.
- Daily backups (UpdraftPlus).
- Principle of least privilege for admin accounts.
11. Children’s Privacy
BudCents is not directed to children under 16 years. If you believe we have collected data from a minor, please contact us immediately for deletion.
12. Changes to This Policy
We may update this Privacy Policy from time to time. The “Last updated” date at the top will always show the latest revision. Continued use of the site after an update constitutes acceptance of the changes.
13. Contact
For any privacy‑related question, please email budcents@gmail.com
